银行用语对一般考生来说，是比较陌生的。因此它在考试中是一个难点。如果对一些常用的银行用语有所了解，将会在考试中收益匪浅。如开户、活期/定期储蓄、利息、销户、兑换等。这些用语比较正式，需要熟练掌握，关键词汇要牢记。下面是一些常用的银行用语：

　　How do we open a savings account?(储蓄帐户怎么开?)

　　I'd like to open a current account.(我想开一个活期存款户头。)

　　How much money do you want to deposit?(你将存多少钱?)

　　Here is your bankbook!(你的存折!)

　　Could you tell me my balance?(我还有多少余额?)

　　I want to close my account. (我要求取消帐户。)

　　This is a foreign exchange office.(这是外币兑换处。)

　　What's the rate of exchange between US dollar and RMB?(美圆和人民币的兑换率为多少?)

　　The interest rate is 4 percent.(利息为百分之四。)

　　What kind of currency do you want?(你需要什么币种?)

　　Ten yuan is the minimum original deposit.(存储最低限度为10圆。)

　　A: Welcome to our bank, Sir. Can I help you?

　　B: I'd like to open a current account.

　　A: How much money do you want to deposit?

　　B: What's the minimum original deposit?

　　A: Fifty RMB, Sir.

　　B: Ok, how about the interest?

　　A: 6 percent for current deposit.

　　B: Umm, I see, and I need to think about it...